8 Essential Rules for Choosing a Health Insurance Policy

Don't give false information about your age, income, or occupation when applying for a health insurance policy.

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Existing diseases should be mentioned in the application.

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Disclose any habits such as smoking or alcohol consumption when applying for a health insurance policy.

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If you already have other medical insurance, you must inform.

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Disclose your family medical history when applying for a health insurance policy.

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Failure to provide accurate information may result in claim denial.

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Check the insurer's claim settlement ratio, as a higher ratio indicates greater reliability in claim resolution.

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compare policies on premiums, coverage, network hospitals, and additional benefits for the best option.

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